Three new associate partners join the Fintech & Payments Advisory Network

Three new associate partners join the Fintech & Payments Advisory Network

Fintech & Payments Advisory Network (TFPA), an international consultancy launched by proven fintech veterans, welcomes three new Associate Partners to its collective, deepening the real-world experience and geographical expertise that clients can leverage for their business growth.

Ricardo Calfat, Nick Barnes and Nick Dargan join TFPA’s 15 existing partners to share their extensive industry knowledge with their clients. As Associate Partners, they will help guide fintech entrepreneurs and leaders through business ventures and challenges such as commercial and technical transformation and strategic initiatives.

The new associate partners all have different perspectives and each has played prominent and distinct roles in the fintech and payments industry internationally.

Ricardo Calfat brings over a decade of knowledge of the Latin American payments ecosystem to the TFPA collective. Fluent in Portuguese, English and Spanish, he has successfully navigated complex deals across various markets while maintaining a strong focus on customer experience. This expertise was proven during his time as Brazil Country Manager for PaymentsInc and BioCatch and through managing ACI’s customer relations and top-level sales. He specializes in issuing acceptances, fraud prevention, anti-money laundering, real-time payments and open banking.

Nick Barnes has spent his entire career immersed in the banking and payments industry, living and working on three continents, and now living in Florida. Over the years, he has taken on several progressive IT and management positions within fintech, product portfolio management, business development and technology management – ​​most recently as CIO of the large American fintech company Bread Financial. Because of this experience, he brings significant knowledge of both the technology and business of card payments to TPFA customers.

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Nick Dargan is an experienced and influential relationship leader in the fintech and payments space in EMEA, a result of his deep-rooted understanding of how to build and nurture strong customer relationships. He established growth strategies that deliver both corporate and local client goals, encompassing card issuance, consumer lending, card acquisition and non-card payments with major brands such as Fiserv, First Data and Creation FS. He also has experience in negotiating and delivering complex multi-million dollar outsourcing agreements.

On the appointment of the new associate partners, co-founding partner Roger Bracken commented: “We are delighted to have Ricardo, Nick and Nick join the TFPA network. Their individual skills will be invaluable to clients seeking support as they enter new markets such as Latin America, Europe and the US, refine their value proposition, build new client relationships and navigate technology updates.”

He continued: “As a collective, TFPA provides unparalleled support to clients as we’ve been on their side of the table for our entire careers. We’ve been through mergers and acquisitions, business expansions and talent acquisitions, so we know the challenges – and more importantly, we know how to overcome them. Ricardo, Nick and Nick are experienced operators who will expand the breadth of industry knowledge we offer to ensure our clients can deliver the growth their capabilities deserve.”

Branded as “a consultancy with a difference”, TFPA offers fintech entrepreneurs and managers the opportunity to learn from experienced industry entrepreneurs, investors and change makers who have faced similar challenges in their careers, can understand their complexities and have calculated the winning strategy for business growth.

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TFPA partner Angela Yore added: “As evidenced by the appointment of our new associate partners, TFPA’s unique advisory model has gained a foothold in the fintech industry since its debut this summer. It now draws in more talent and expertise from across the industry and continues its positive impact by providing pragmatic and achievable advice.”

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