Need some last minute Christmas inspiration? Here is Fintech’s festive gift guide

Left gifts for the last minute again? The frantic shopping ordeal of Christmas Eve is never fun, and with last publication dates long past, you’ll be lucky to get anything delivered now.

But don’t be afraid! Fintech Times have brought you some last minute gift ideas for all the fintech enthusiasts in your life, all of which can be given virtually!

It’s starting to look a lot like crypto

It may be a crypto winter, but giving cryptocurrency can be the perfect answer to any last minute gifts. Whether it’s via a direct wallet transfer or a physical crypto wallet you can pack on the big day – some Bitcoin, Ethereum or even their favorite meme coin can be a great gift to spark interest in crypto or add to their investments .

It’s lovely weather to invest with you

Savings and investing are hot topics right now, especially with the cost of living crisis causing people to tighten their belts this Christmas. Why not give the gift of an app subscription that helps you automatically save and/or invest change from daily purchases or automatic deposits? There are many out there to choose from: Plum, money box and Acorns are good places to start.

Under the tree? More like NFT…

The huge hype NFTs have seen in the last couple of years may be starting to die down, but you can still find an interesting gift to give your fintech lover this year. Perhaps an NFT that collects for charity? Any digital artwork or collectibles for your virtual environment? Or simply an online trading card – all great options for someone in the industry – and no packaging required!

Do they even know it’s Christmas time?

Remember the true meaning of Christmas by making a charitable donation this holiday season. Watch out for one Goodbox contactless donation device for instant digital giving. Or for something more long-term, American financial platform Daffy helps you set aside money automatically, invest it via DAF (donor-advised fund) and then donate it to one of over 1.5 million charities. In the UK, the finance app is Cleo has a one-click charity donation option to keep you in the Christmas spirit all year long.

Santa baby, a ’54 convertible too (insured)

With laptops, games consoles and smartphones at the top of many people’s lists for Santa, it comes as no surprise that gadget theft is on the rise. A safe insurance policy have found that a laptop is stolen every 53 seconds in the UK, so why not protect those big tickets and give the gift of insurance this Christmas? It might sound like the boring way out, but the fintech lover in your life will thank you when their phone gets stolen after one too many New Year’s Eve parties.

I should pay in the winter snow

Despite the push to digital, cash remains the second most important payment method, according to research from Accenture find almost two thirds of UK adults (63 per cent) are use cash at least five times a month. Skip the socks and chocs this year and give your folks some cold hard cash to make them smile this Christmas.