Finding Fintech leaders and the importance of patents

by James · January 31, 2023

Vancouver, Kelowna and Delta, British Columbia – (Newsfile Corp. – January 31, 2023) – Investorideas.com, a leading investor news resource covering Fintech stocks, releases a special report on the importance of patents in Fintech as the industry changes and adapts to market conditions, with AppTech Payments Corp. (NASDAQ: APCX).

Read the full article at Invetorideas.com
https://www.investorideas.com/News/2023/technology/01300APCX-Fintech-Leaders.asp

In a recent report, Fintech – the Importance of patents as banking and technology converge, Cipher notes that “banks are behind in the patent game and need to catch up. hold five times more Fintech patents than all banks combined. Technology companies understand the role of intellectual property for to define and protect markets.”

AppTech Payments Corp., an innovative Fintech company currently has an extensive IP portfolio and recently launched Commerse™, a cloud-based Commerce Experiences-as-a-Service (“CXS”) platform supported by AppTech’s mobile commerce patents, core partner technology and other related internal intellectual property.

In a recent Fox News interview, Slatestone Wealth’s market strategist Kenny Polari talked about why AppTech Payments Corp.. (NASDAQ: APCX ) was one of his five-year stock picks. “It’s a very interesting name when you think about small cap growth and you think about the opportunity in the Fintech space with payments as a service and banking as a service. They’ve launched a new platform called Commerse.

“Their technology has been cited by more than 500 major publicly traded companies such as Visa, Microsoft and Apple that use their (Apptech’s) technology in their technology stack.”

AppTech CEO Luke D’Angelo and CNBC and Fox Business Network Market Analyst, Kenny Polcari recently held a Fireside chat where they discussed in detail the value of the company’s intellectual property and how it creates potential revenue streams.

D’Angelo said, “When you have a patent, you have people (companies) issuing referrals on those patents. If you have one or five or ten, you’re considered a winner. A referral is when a company files with the U.S. Patent Office that they use our technology in their technology stack Apptech has over 500 submitted references.

“We believe our technology is the cornerstone of what we know as mobile payment technology today.”

AppTech CEO Luke D’Angelo recently told Investor Ideas in a podcast that “First of all, our intellectual property is foreclosed. We wanted to make sure that once we got to market, we don’t look back. We don’t look back . whether we look left or right, we just charge straight ahead. Our due diligence and study of the Fintech market over the last 7 years is crucial.”

In April, AppTech announced its definitive agreement to acquire Hothand Inc. (“Hothand”), a patent holding company that owns intellectual property rights to a wide variety of mobile credit/debit transactions and mobile search, location, offer and payment fields.

From the news: “AppTech will acquire Hothand’s portfolio of twelve patents focused on the delivery, purchase or request of products or services within a specific geolocation and time delivered by a consumer from any mobile phone anywhere in the United States. Hothand’s family of patents also includes advertising on mobile phones in the application where the products or services are purchased These patents will serve as a great complement to AppTech’s current patented and proprietary software, which is expected to provide progressive and adaptable products available through a variety of synergistic offerings directly to merchants, banking institutions and business enterprises. “

Luke D’Angelo, AppTech CEO commented: “The acquisition of Hothand’s patents will strengthen AppTech’s long-awaited technology stack, which will bring the company to the forefront of the Fintech industry. We plan to begin writing and filing a more comprehensive patent combining our technologies. with Hothand, which will serve as a cornerstone of AppTech’s upcoming product offerings.”

Apptech’s current IP portfolio includes:

Mobile Commerce Framework

This patent portfolio is focused on the delivery, purchase or request of products or services within specific geolocation and time parameters, delivered by a consumer’s mobile phone anywhere in the United States. This portfolio contains the patent that protects all advertising on a mobile phone, including in a store’s mobile application.

System and method for delivering web content to a mobile device

See patent 8 073 895 | See assignment for patent 8 073 895
See patent 8 572 166 | See assignment for patent 8 572 166

These patents allow companies to send URLs in text messages. They are responsible for helping to create the industry protocol known as Wireless Access Protocol (WAP) Push. WAP is very common when you receive a text message with a link to download content or an application to your mobile phone.

Mobile-to-mobile payment
System and method

See patent 8 369 828 | See assignment for patent 8 369 828

This patent was developed to move money from mobile phone to mobile phone, person to person or person to business. We believe it sparked the creation of the P2P (Peer to Peer) payment industry by allowing users to move money via text, click, tap or scan.

Computer for mobile two-way chat system and method

See patent 8 315 184 | See assignment for patent 8 315 184

This patent allows communication from a computer to a mobile phone via SMS messages. This technology is mostly used in social media messenger apps or chat features. When you chat with your friends on your favorite platform, the messages don’t move from mobile phone to mobile phone. Instead, the messages you send via your phone are sent to the app’s computer, processed and then routed to the recipient’s mobile device.

In a recent report, FinTech Revolution: The Game Changer Technologies and the Patent Landscape, they explain: “In general, innovation and patents go hand in hand, and the last decade has been a defining year for the FinTech industry, which continues to grow with more R&D investments by key players. According to the patent filing trend, 2023 will see an increase of almost 60% in patent filing activities by organizations compared to the year 2013.”

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